Toft vs HomeBinder
Checked on against each company’s own website.
Toft and HomeBinder both keep a home's records in one place. The biggest difference is how you get them. HomeBinder comes to you through a partner, such as your home inspector. Toft is available for anyone, anytime.
The short version
- HomeBinder is "only available through our authorized partner network." A partner inspector can give you one, with "their inspection report already pre-loaded."
- Toft is open to anyone. You start a 30-day free trial with no card and no obligation. You can use it to start building your home's value long before you sell.
Side by side
| Toft | HomeBinder | |
|---|---|---|
| How you get it | Sign up yourself. 30-day free trial, no card. | "Only available through our authorized partner network." |
| What it costs you | A small monthly or annual plan for each home. See pricing. | Free "with the home inspection report" when you book an inspection with a partner - typically $$$. |
| Maintenance reminders | Suggested upkeep for the systems installed in your home, plus custom notifications you can create. Complete flexibility on timing and recurrence. | Maintenance tasks you can "edit, remove, or add," with "regular notifications, via text or email." |
| Product recall notices | No. | Yes. "Store make and model numbers to get notified if there's ever a recall." |
| Inspection report | Upload the PDF yourself. Toft finds the items in it and automatically categorizes them. | A partner inspector's report comes "already pre-loaded." |
| Documents | Unlimited photos and PDFs. | Unlimited documents. |
| Sharing with people | Invite people as Administrator, Can edit or View only. | Share with "Viewer" or "Co-Owner" access. |
| A record for buyers | Customizable Home Report sharing, with control over what is included for each recipient. | A Seller Report. You pick what's in it, and you can make it "a public facing link" to share with a listing agent or by email. |
| When you sell | Transfer ownership of the home record to the buyer. You keep view-only access. | "Transfer Binder": the entire binder, or a copy of the Seller Report while "the original binder will remain under your control." |
| Lock codes and passwords | Sensitive data is encrypted by default. You can make codes readable only by you. | No. |
| Getting your data out | Download a ZIP of your record and files from Account. Codes & passwords are left out of it. | The privacy policy lists a "Request for portability of your personal information," by emailing support@homebinder.com. |
| Finding a pro | Your saved pros for the trade, and highly rated nearby pros, when a reminder is due. | "Access to your recommended home pros to complete repairs." |
Where Toft wins
Toft is for owners who want to keep a living record, as work happens. Each repair, service and receipt gets a date, so the record grows more useful the longer you keep it. That pays off twice: you stay on top of upkeep while you live there, and when you sell, the Home Report shows buyers years of care, not a collection of scattered documents in a folder you put together the week you listed. At closing, the whole record goes to the buyer with the house.
Toft also has no partner in the middle. You don't need an inspector or agent to sign up.
Sources
HomeBinder facts come from these pages. Facts above confirmed accurate as of 10/26: