Toft vs HomeZada
Checked on against each company’s own website.
Toft and HomeZada both help you look after a home, but they focus on different things. HomeZada covers a lot of ground: a belongings inventory for insurance, maintenance, remodel projects, home finances and AI chat. Toft focuses on a dated record of the house itself, which it turns into a report you can hand to a buyer.
The short version
- HomeZada has a free Essentials plan with a home inventory and documents. Maintenance, projects and finances come with Premium. Some selling features, such as publishing a Zada File or transferring data to a buyer, are paid add-ons.
- Toft has one plan per home. Reminders, the Home Report and handing the record to a buyer are all part of it, with no extra fees. It starts with a 30-day free trial. See pricing.
If insuring your belongings or running a remodel budget is your main goal, HomeZada is built around those. If your goal is creating a record of the house that keeps its value for years and goes to the next owner, Toft is the clear choice.
Side by side
| Toft | HomeZada | |
|---|---|---|
| Plans | One plan per home, monthly or annual, with a 30-day free trial. See pricing. | Essentials: free. Premium: $99 a year or $15.95 a month. Deluxe: $189 a year. |
| Maintenance reminders | Included. Suggested upkeep for the items your home has, with an email when one comes due. | In Premium and Deluxe ("Home Maintenance"). Dashboard alerts and emails. |
| What it tracks | The house: its systems and appliances, their ages, model and serial numbers, key facts, and the work done on them. | A home inventory with "photos, videos, receipts, and documents," plus maintenance, remodel projects and finances. |
| Belongings inventory for insurance | No. Toft records the house itself, not its residents. | Yes, exportable. |
| Budgets, value and equity | No. You can note what each job cost. | Premium includes "Home Finances." Track expenses, budgets, value, and equity. |
| A record for buyers | A free read-only Home Report link, included. Buyers need no account. | "Publish a Zada File of Your Property": a $75 add-on. You choose which items it includes. |
| Handing over to the buyer | Hand over ownership, with no extra fee. The buyer gets the whole record and starts their own Toft plan. | "Transfer Data to Successful Buyer": $99 fee. |
| People | Invite people as Administrator, Editor, or View only. | Invite "as many other family members to join for free." |
| Apps | Runs in your web browser, on a phone or a computer. | "HomeZada has an iPhone, iPad, and Android apps," plus access from a desktop. |
| Lock codes and passwords | All sensitive data is encrypted by default. You can make codes readable only by you. | No. |
| Getting your data out | Download a ZIP of your entire record and files. Codes & passwords are excluded for security. | Inventory export to a spreadsheet, and a ZIP of uploaded photos and documents. |
Where Toft wins
Toft is for the long game. You record each repair, service and receipt as it happens, and the record gets more useful every year. While you live there, it keeps upkeep on schedule. When you sell, the Home Report shows buyers that the house was cared for, and handing the whole record to the buyer has no extra fee.
Sources
HomeZada facts come from these pages. Facts above confirmed accurate as of 10/26: